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Foreclosure defense may help New York residents fight home loss
On behalf of Rubin & Licatesi, P.C. posted in foreclosure defense on Thursday, December 14, 2017.
Dealing with the potential loss of a home can seem like an uphill battle. Unfortunately, foreclosure affects numerous New York residents, and many individuals may feel that they have no choice but to accept their predicament as it is. However, that does not necessarily have to be the case as individuals could potentially create a foreclosure defense. One woman in another state is defending against the foreclosure of her home. Reports stated that the woman believes that the bank that foreclosed on her residence did not take the proper steps to do so. The woman was apparently informed that there had not yet been a foreclosure sale date determined for her home. However, it later turned out that a date had already been set for approximately 20 days after the woman had received the initial correspondence indicating no determined sale date. The woman filed a lawsuit due to the bank failing to follow proper procedure. According to state law, the bank should have given the woman at least 45 days notice before the foreclosure sale took place. Additional claims have also been filed including fraud, breach of implied good faith, emotional distress and others. When learning that foreclosure proceedings have begun, many New York residents may feel a sense of panic and defeat. However, depending on the specific circumstances of the situation, viable foreclosure defense options may exist. Individuals facing this type of predicament may wish to consult with experienced attorneys who could provide applicable and reliable information regarding specific cases and the possible options individuals may have. Source: clarionledger.com, “Eupora widow files lawsuit against Wells Fargo over home foreclosure“, Jimmie E. Gates, Dec. 11, 2017
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