Loan Modifications


LOAN MODIFICATIONS

IS THE THREAT OF FORECLOSURE, MORTGAGE PAYMENT ARREARS AND CREDIT SCORES ON YOUR MIND?

THE LAW FIRM OF RUBIN & LICATESI, P.C. COMBINES OUR REAL STATE AND LITIGATION EXPERTISE IN ORDER TO NEGOTIATE ON YOUR BEHALF THROUGH THE PUZZLE OF AN UNKNOWN MORTGAGE MODIFICATION PROCCESS. OUR FIRM PERSONALLY INITIATES A CONVERSATION AND REVIEW PROCESS AND WITH THIS PARTNERSHIP WE BEGIN TO PROVIDE YOU WITH A RESCUE PLAN TO MEET YOUR FINANCIAL GOALS.

WE BEGIN TO IDENTIFY THE VARIOUS SOLUTIONS IN ORDER TO FRAME SEVERAL WORKOUT OPTIONS WHICH MAY BE PRESENTED BASED UPON THE TERMS OF YOUR LOAN AND THE IDENTITY OF YOUR LENDER.

AFTER OUR PRELIMINARY DISCUSSIONS, WE HAVE ACHIEVED WITH YOUR INPUT A SET OF DEFINITE GOALS FOR YOUR CURRENT FINANCIAL SITUATION. WE WILL MANAGE YOUR RESCUE PLAN WITH YOUR PERSONAL SOLUTION IN MIND. WE WILL REMAIN OPEN AND AVAILABLE TO YOU 24/7 TO CATCH UP ON ANY NEW IDEAS OR INFORMATION YOU WOULD LIKE TO BRING TO OUR ATTENTION.


FREE CONSULTATION
ANTHONY J. LICATESI AND RICHARD H. RUBIN BRING A COMBINED EXPERIENCE OF FIFTY YEARS IN THE LITIGATION AND REAL ESTATE FIELDS SERVING A NATIONWIDE COMMUNITY IN ORDER TO SOLVE AND PARTICIPATE IN THE SOLUTION AND MODIFICATION OF INDIVIDUAL AND INSTITUTIONAL RESIDENTIAL/COMMERCIAL MORTGAGE LOAN WORKOUTS. REACH OUT TO OUR LAW FIRM AND CONTACT US DIRECTLY AT (516) 227-2662 OR BY EMAIL ALICATESI@RUBINLICATESI.COM AND/OR RRUBIN@RUBINLICATESI.COM.

WHERE TO GO FOR HELP


Institute for Foreclosure Legal Assistance – offers links to newly funded legal services programs, including AARP’s Legal Counsel for the Elderly. http:// www.foreclosurelegalassistance.org

U.S. Department of Housing and Urban Development – offers a list of HUD-approved National and regional housing counseling agencies.  To contact a housing counseling agency, call 1-800-569-4287.  http:// www.hud.gov/offices/hsg/sfh/hcc/nrhci.cfm

NeighborWorks America – Nonprofit community-based revitalization program that offers foreclosure counseling programs listed by state or Zip Code. 202-220-2300
http:// www.nw.org

National community Reinvestment Coalition – Nonprofit membership organization that helps underserved communities.  202-628-8866
http:// www.ncrc.org

Mortgage Bankers Association – New website offers consumer information and links to resources.  Go to http:// www.homeloanlearningcenter.com

, then click on “Foreclosure Prevention Resource Center.”
http:// www.foreclosurelegalassistance.org