Representing Insurance Holders in Products Liability Cases

Products liability insurance is a policy that pays for any damage or injury (within the limits of the cover provided) resulting from the use of the insured's goods or services. The policy protects the business from claims related to the manufacture or sale of products, food, medicines or other goods to the public. It covers the manufacturer's or seller's liability for losses or injuries to a buyer, user or bystander caused by a defect or malfunction of the product, and, in some instances, a defective design or a failure to warn.

There are three types of products claims a company may face:

• Manufacturing or Production Flaws
• Design Defect
• Defective Warnings or Instructions

Businesses can be sued for a substantial amount of damages and need protection from potential professional and product liability risks. Small businesses selling or manufacturing products should be protected in the event of a person becoming injured as a result of using the product. The amount of coverage and the level of risk depends on your business type. Owning personal liability insurance protects both your business and personal life from financial ruin.

Attorneys at Rubin & Licatesi, P.C. have extensive experience counseling clients regarding policy coverage issues, including the interpretation of primary and excess insurance policies. In addition, our lawyers regularly counsel clients on product liability issues, including developing instructions and warnings which anticipate hazards, as well as drafting contract and warranty provisions which attempt to limit product liability claims and exposure. Our product liability lawyers also review corporate acquisitions and mergers to assess the potential product liability exposure.

Trust Rubin & Licatesi, P.C. to help you with your case. Please complete our form and a representative of the firm will contact you to discuss your concerns in more detail. You can also contact us by phone at (516) 227-2662 or by e-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it .