Loan Modifications

To advocate to mortgage servicers, lenders and their customers across the United States that adversarial relationships are costly, largely non-effective and destructive unless we agree, state and achieve as our mutual goals a recovery and restoration of these troubled loans and imploding debts.

Rubin & Licatesi, P.C. empowers servicers, lenders and borrowers national navigation systems in these economic tsunamis for rapid rescue plans and managed, successful modifications.

Richard Rubin and Anthony Licatesi, the partners of this law firm, bring advice and direction to the financial leaders involving loss mitigation measures, foreclosure and bankruptcy issues to strategically avoid the devastating effects of foreclosure. The key members of this team bring years of negotiating and court room experience and focus on practical solutions for the national homeownership plan.

On February 18, 2009, President Obama announced "The Homeowner Affordability and Stability Plan" which provides 75 billion dollars to millions of homeowners in danger of mortgage foreclosure. On March 4, 2009 United States Treasury Secretary Timothy Geithner detailed President Obama's "Making Home Affordable" program. The Government is offering assistance to as many as 9 million homeowners struggling to make their monthly mortgage payments and facing foreclosure.  Our firm's expertise in navigating the complexities of loan modifications has assisted thousands of distressed and troubled homeowners who have faced mortgage foreclosure.