In our previous post, we began speaking about the workers’ compensation exclusive remedy rule and mentioned that New York law does recognize a couple exceptions to rule. One exception is when the employer fails to secure or maintain workers’ compensation insurance. Another exception is when there is intentional injury on the part of the employer.
When you buy a home, there is a litany of paperwork you must sign. From inspection reports to loan documents, it can seem like an endless sea of contracts. One important document that's part of obtaining financing for a home is the promissory note. This is different from the mortgage in that it is the actual document that outlines your promise to repay the money you've borrowed.
Americans owe a great deal to the servicemen and women of the U.S. military. For this reason, there are numerous laws designed to protect military members' rights and provide them with certain benefits. For example, the Servicemembers Civil Relief Act (SCRA) offers military personnel some legal protections against foreclosures.
Foreclosure is a serious issue. If successful, it results in the loss of a home, a consequence that courts take very seriously. Accordingly, when a lender initiates foreclosure proceedings, it must strictly follow a number of state laws to move forward. If the lender does not comply with these laws, a court may rule to halt the foreclosure.