Everyone wants to find the best possible deal when looking for someone to perform home repairs or improvements. However, they also want to hire licensed contractors to make sure they obtain professional results. Unfortunately, some contractors misrepresent their qualifications and licensing status, which homeowners may only suspect when they notice substandard work or even severe damage to their homes. To help ensure you can take effective legal action in New York construction law cases, your best bet involves taking a proactive approach to hiring only licensed contractors. On the other hand, if you choose to withhold payment due to a dispute, New York law prevents unlicensed contractors from suing you for non-payment.
Perhaps due to the recent economic downturn, it seems that more and more individuals choose fraudulent insurance claims as a means for padding their pocketbooks. In addition to familiar schemes such as setting fire to property to collect on property insurance claims, other individuals develop intricate methods for defrauding insurers through bogus health and accident insurance claims.